Post Brexit – Uncertainty Prevails

Post Brexit – Uncertainty Prevails In recent months all international bodies recognized the significance of the impending UK referendum on EU membership and warned of the dangers of UK exit from the system. The UK has the 22nd largest population in the world, but has the 5th largest economy (or 6th depending on how it […]

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Scary Facts About Our Pension Crisis

Scary Facts about our Pension Crisis “Several hundred thousand people at work in Ireland today will be far worse off in retirement than they had either planned or expected to be. Many will slide in to poverty, others will barely make ends meet”.  (Source: ICTU) Retirement can be expected to last 25 years! People have unrealistic […]

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Aviva Workplace Health Index

What is Aviva’s Workplace Health Index? “Health and wellbeing at work are key elements of the overall Europe 2020 strategy for growth, competitiveness and sustainable development. A healthy economy depends on a healthy workforce. This is the subject of The Aviva Workplace Health Index. Helping employees to cope with environmental and workplace pressures increases productivity […]

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Risk Profiling

What is Risk Profiling? Risk Profiling involves using a set of questions to objectively determine a client’s risk tolerance e.g. high, medium or low risk. This allows for investments to be selected that suit a client’s needs and appetite for risk and to balance risk:reward expectations. The current trend throughout Europe is to classify clients […]

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Price Pledging

Price Pledging and the Life Assurance Industry in Ireland. What is price pledging? Is the practice of life assurance companies allowing brokers to lower prices match competitors’ quotations (within limits). For example, if Provider A charges €650 per annum while Provider B charges €700 for a similar product, Provider B may allow the independent broker […]

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Property Prices In Ireland

The latest figure relating to property prices have been released by the CSO and again they show a slight decline. This decline comes on the back of 3 months of gains, and while not unexpected, given the fragility of the market at present, is a disappointment. In May, a 0.2% rise in prices was seen […]

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When will it end?

With some analysts predicting a $1,000 share price in the near future Apple look set to continue to make their savvy investors very wealthy indeed. The same cannot be said for poor old Ronald Wayne. If the talk on twitter is to be believed Ronnie sold his 10% stake in the company for $800 back […]

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Negative equity

In 2007, nobody knew ever mentioned negative equity. Now, however, it is the topic of every conversation. We have a new phenomenon to deal with now, the concept of a negative equity mortgage.  In essence a negative equity mortgage allows customers to trade up to a new home while carrying over an amount of negative […]

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